Do you do a lot of in-person events? If you do any events where you sell your own books (not like a book signing where you sell on consignment or the bookstore actually does the selling of the books) and you aren't taking credit cards at said events, why not?
Did you know you could get a free device that reads credit cards and is connected to your checking account? It's called Square. You can sign up for a free account and receive a free card reader here. What does it cost to use? Just 2.75% of the charge when you swipe a card, which basically comes out to 3 cents on the dollar being taken out before you receive your money. You can also manually key in a credit card number but the percentage is higher - 3.75% plus 25 cents for each transaction. The pay out is the next day. The other device you will need to use the card reader is an iphone, ipod touch, ipad, smartphone or any android based type device that the Square app can be downloaded to and need to be in an wifi area.
This was a big issue for me when I was at the Savannah Children's Book Festival in November; a lot of people asked if I took credit cards or stated they didn't have any cash on them. I've had my Square since last summer but haven't had a device to use the card reader on until last month. My daughter got a new Pantech Crossover phone through AT&T and it has an Android 2.3 OS and she was able to load the Square app and we tested my Square out and I now have the capability of taking credit cards at my events. So now, until I can afford a device of my own, when I have an event, I will have to borrow her phone for the purpose of taking credit cards (not into using her phone for phone purposes). Each Square is programmed to your account only. Do I feel safe using it? Yes. Am I worried someone might keep swiping cards and trying to take my money? Not really. I get notices when the card reader has been used and if there is a dispute on a charge from a customer and I can refund the charges, I don't feel fraud or identity theft is a problem. I can't wait to put my sign up for display at my first event of 2012, Geofest, February 18.
For more information, check out the Square here. May you have lots of sales at your in-person events. - See you all in the postings - E :)
Author of Finally Home, a YA paranormal mystery
"The Proposal" (an April Fools Day story), a humorous romance ebook
"The Tulip Kiss", a paranormal romance ebook
"Bride-and-Seek", a paranormal romance ebook
"Butterfly Halves", a YA fantasy ebook
Ma America, The Travelin' Maven
Author of the JGDS, 50-state, mystery, trivia series and "Train of Clues" (a mystery destination story and predecessor to the JGDS series)
Where will the adventure take you next?